Richable.
Money Tools

Loan Affordability Calculator

Estimate your monthly payment, total interest, and whether the loan fits your income.

Use this before taking a personal loan, car loan, or home loan. This is an estimate only. Actual loan approval, rates, fees, and terms depend on your lender.

Loan Type

Your Monthly Budget

Use your estimated take-home pay after tax and government contributions.

Food, rent, utilities, groceries, transport, family support, and other non-negotiables.

Credit card minimums, existing loans, car loan, home loan, salary loan, or installments.

Loan Details

Amount you will pay upfront.

%

Processing fee, chattel mortgage, appraisal, documentary, or other upfront charges.

We don’t store any of this.

How this works

This calculator is an estimate only. Actual loan approval, rates, fees, and monthly payments depend on your lender. This is not financial advice.